Credit risk

Credit risk is the risk of loss due to a debtors non-payment of a loan or other line of credit, either the principal or interest (coupon) or both. We have done business analysis and project management work in the area of credit risk management for multiple banks, both domestic and international.

A blueprint for credit risk and credit management has been developed for an international retail bank covering the credit life cycle of corporate and private loans. Aided in implementing the solution which was developed as a module within in an existing portal.

Within the division of wholesale banking we have implemented and configured components to a global credit risk measurement system. This system was also accessible through an online portal, and was hosted externally. The respective bank deals in 140 products in 40 locations in 12 timezones.